Your home
That's just how you will feel with the mortage loan from HSBC for loan transfers and for new loans!
Transfer your mortgage loan!
Euribor 3months or ECB plus a spread of 1,90%* only, irrespective of the percentage of financing, for loans transferred from other banks.
New loan
Euribor 3M or ECB rate plus a spread from 2,40%*.
Advantages
- Option to select from the Euribor 3 months or ECB rate as the benchmark rate
- An installment repayment grace period of 6 months, for purchase or construction or a residence
- Gradual disbursal** of the loan. This way, the amount of the monthly payment is determined by the amount you have withdrawn and not by the total amount you have borrowed.
- Loan duration from 5 to 35 years
- Preliminary approval based on your financial circumstances by visiting a branch
Interest rates based on the financing percentage
| Interest rate | Financing as a percentage of the commercial value of the property | ||
| up to 60% | |||
| Floating rate tied to Euribor 3M rate or the ECB rate plus | a spread of 2,40% | ||
* plus the Law 128/1975 levy: 0,12%
** in cases of purchase of a residence currently being built, a property in the completion stage or home improvements
