“EY ZHN” Insurance Plan

Now, you can secure your future!

At HSBC, we are aware that you seek security in a period of general uncertainty. We are aware that you need to be sure that you have protection for you and your family. At HSBC we are equally aware of today's economic environment.

In cooperation with Allianz, we created “EY ZHN”, a flexible savings, investment and insurance plan designed to meet your needs and the demands of the times.

Allianz is one of the largest insurance and financial services companies in the world, with almost 120 years of experience and 80 million customers worldwide. Now, you can feel secure as you face the future with optimism and a smile.

The “EY ZHN” Plan

With the “EY ZHN” Plan, you can build up capital by investing in mutual funds with significant growth potential, by making small monthly payments to secure the future. You can use it to supplement your pension, establish an education fund for your children, or for their professional advancement, or opt for a lump sum payment.

Key Benefits

The “EY ZHN” Plan is available at a particularly low premium, starting at just €70 a month. At the same time, the plan provides you the flexibility to select a suitable payment schedule, whether monthly, quarterly, semi-annually or annually, and payment method, whether by direct debit from your HSBC account or by charging your HSBC credit card. This way, you can create your own personal portfolio by investing your money simply and quickly any way you choose.

The “EY ZHN” Plan offers you:

• All of the benefits of a regular savings account
• Investment in Allianz internal funds
• The creation of an investment portfolio to suit your individual profile
• The possibility to increase your investment account by making unscheduled deposits, without charge (minimum payment of €300)
• The possibility to rebalance your portfolio twice a year, without charge
• Transparency, flexibility and easy monitoring of your investment
• The additional benefit of tax deductible premiums, in accordance with applicable tax rules

All the above underpinned by the global expertise and strength of HSBC, and with the security and reliability of Allianz.

The “EY ZHN” Plan offers you optional additional insurance coverage to guarantee the continuity of your savings-investment and the protection of your loved ones.

• Selecting this coverage means that in the event of an accident that leaves you unable to work, our Allianz partners assume payment of your insurance premiums for the term of your policy.
• What's more, because it is important to be prepared for the unexpected, if an accident should take you away from your family or prevent you from working, we will support your family financially by providing a steady monthly income of €1.000 for the next 5 years or pay them immediately a lump sum of €60.000.

MUTUAL FUNDS DO NOT HAVE A GUARANTEED RETURN AND PREVIOUS PERFORMANCE DOES NOT GUARANTEE FUTURE PERFORMANCE

The "EY ZHN" Insurance Plan invests in Allianz's Internal Funds. Investments in Internal Funds do not have a guaranteed return.