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- Asset Link
In HSBC we always see to satisfy our clients' needs and to ensure the best offers and services. This is why HSBC created for you the Asset Link Consumer Loan.
As a holder of HSBC investment products or an HSBC deposit account, you can fulfill all your wishes and get the amount of money you need with fast approval, competitive interest rates and flexible payment terms.
All you need to know on Asset Link Consumer Loan by HSBC:
Key Benefit
- Competitive floating rate linked to Euribor 3 months plus fixed spread
- There is no minimum monthly payment
- Flexible repayment options without the need to produce receipts and invoices
It is addressed to:
The Asset Link Consumer Loan is addressed to those who choose HSBC investment proposals or deposit accounts.
The loan shall be granted and the percentage of financing shall be determined through the binding of investment products and accounts such as:
- Deposit or Time Accounts
- Securities of the European Investment Bank
- Mutual Funds HSBC (HELLAS) AEDAK, BlackRock, Schroders and JP Morgan
- Capital Guaranteed Deposits
What you get with Asset Link Consumer Loan by HSBC:
- Flexibility of your choice with fast procedures
- The choice of the repayment terms, pay the amount you want when you want it, without charge
- Repayment term equal to the binding term of HSBC investment products and accounts
- Immediate pre-approval and withdrawal of funds
Interest Rates
Competitive floating interest rate linked to Euribor 3 months
plus fixed spread from 1,90%
Total Annual Effective rate (SEPPE): For loan amount €100.000 loan pre-approval costs €250, duration 12 months and interest rate 3,508%** (Euribor 3 months* plus spread 1,90): 4,67%
* The Euribor 3 months rate on 21/07/2011: 1,608%
** Each nominal interest rate is surcharged with a contribution of 0,60% pursuant to Law 128/75
Loan options
Based on customer's credit profile
Expenses
According to Bank's price list
Required Documentation
- Completed loan application form
- Identity Card (two sides) or valid passport (original)
