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Do you need cash immediately for your buys or debts? HSBC created the Consumer Loan Benefit for all.
With the Consumer Loan Benefit by HSBC you are sure to get your money immediately with really competitive rates and the opportunity to choose between a fixed or floating interest rate for the repayment yourself!
All you need to know on the Consumer Loan Benefit by HSBC:
Key Benefits:
- Competitive interest rates, option to choose between floating and fixed interest rate
- Immediate liquidity for any purpose, even for balance transfer from other banks for consumer loans and credit cards
- Payment Protection Program, which offers you a unique safety feeling securing that your payments will be paid in case of temporary pause of your work due to hospitalization, accident etc. The program is supported by the Allianz Insurance Company
- No security and/or collateral required
The Consumer Loan Benefit by HSBC also offers you:
- Really competitive interest rates
- Total or partial repayment with no cost, at any time for the floating interest rate loans
- Loan duration: From 6 up to 84 months
- Fast pre-approval and withdrawal of funds
Interest Rates
Floating interest rate: from 11,25% (ECB 1,00% + spread from 10,25%)
Fixed interest rate (up to 84 months): from 13,25% depending on amount and loan period
Especially for balance transfers we offer fixed rate 10,95% for all the loan period
Each nominal interest rate is surcharged with a contribution of 0,60% pursuant to Law 128/75.
Total Annual Effective rate (SEPPE):
For a loan amount of €30.000, loan expenses €150 for 84 months:
- SEPPE is 13,26% with floating interest rate 11,75%
- SEPPE is 14,96% with fixed interest rate 13,25%
Loan Options
Minimum Loan Amount: €3.000
Μaximum Loan Amount: €30.000
Loan pre-approval and application review expenses
Based to the Bank's price list
Required Documentation
- Completed loan application form Identity Card (two sided) or valid passport (original
- Tax settlement forms for the last three years (original document)
- The latest payroll or pension, for salaried employees and pensioners (original document)
- The last three years' analytical income tax forms E3 or/and E1 (original documents) for freelance professionals and recent tax certificate
- The latest declaration form E9 (original document)
- Bank certificate for outstanding loans or any other loan obligations
- Real estate income statement E2
