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If you are a customer of HSBC Payroll Program and look for an immediate solution to cover your financial needs, you are in the right place! The Complete Consumer Loan by HSBC is exactly what you need.
Now the Complete Payroll Program by HSBC provides you with the cash you need with fast procedures and competitive interest rate depending on the duration and the amount of the loan.
All you need to know on the Complete Consumer Loan by HSBC:
Key Benefits:
- Competitive floating and fixed interest rates
- Payment Protection Program, which offers you a unique safety feeling securing that your payments will be paid in case of temporary pause of your work due to hospitalization, accident etc. The program is supported by the Allianz Insurance Company
The Complete Consumer Loan by HSBC is part of the Complete Payroll Program by HSBC, which is provided free of charge.
Τhe Complete Consumer Loan by HSBC also offers you:
- Easy and fast withdrawal of funds
- Loan duration: from 6 up to 84 months
- Money saving with the option of early repayment
Interest Rates
Floating interest rate: from 11,25% (ECB 1,00% + spread from 10,25%)
Fixed interest rate: from 13,25% based on the duration and loan amount
Each nominal interest rate is surcharged with a contribution of 0,60% pursuant to Law 128/75.
Total Annual Effective rate (SEPPE):
For a loan amount of €30.000, loan expenses €150 for 84 months:
- SEPPE is 13,26% with floating interest rate 11,75%
- SEPPE is 14,96% with fixed interest rate 13,25%
Expenses
According to the Bank's price list
Required Documentation
- Completed loan application form
- A copy of the latest payroll
- Bank certificate for outstanding loans or any other loan obligations
