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For you who demand nothing less than the maximum to cover your personal or family needs, HSBC created the Maximum Consumer Loan.
Now, with the Maximum Consumer Loan by HSBC, you have the opportunity to maximize the amount that HSBC offers you through the market value of your real estate and fulfill your wishes immediately.
All you need to know on Maximum Consumer Loan by HSBC:
Key Benefit
- Competitive floating interest rate linked to the interest rate of the Euribor 3 months plus fixed spread
- Financing up to 40% of the commercial value of your real estate
- Competitive fixed rates
Τhe Maximum Consumer Loan by HSBC also offers:
- Total or partial early repayment without charge for floating interest loans
- Upon maturity you can choose between a floating interest and a fixed interest (valid at the time) for the term agreed
- The discharge term of your loan is set according to your personal needs from 3 to 25 years
- Fast pre-approval and withdrawal of cash
Useful Information
Interest Rates
| Maximum | Interest Rates
|
|---|---|
| Floating | Euribor 3 months plus spread from 3,85% (5,458%)* |
| Fixed for 3 years | from 5,90% |
| Fixed for 5 years | from 6,40% |
Each nominal interest rate is surcharged with a contribution of 0,60% pursuant to Law 128/75.
Total Annual Effective rate (SEPPE): For loan amount €100.000 for 180 months, floating interest rate (Euribor 3 months + 4,00%) 5,608%* and loan pre-approval costs €250, 6,43%
For loan amount €100.000, duration 180 months, fixed spread 6,00% and loan pre- approval costs €250, 7,56%
* The Euribor 3 months on 21/07/2011: 1,608%
Loans
Based on the commercial value of the property with the minimum amount of €10.000
Expenses
According to the Bank's price list
Required Documentation
- Completed loan application form
- Identity Card (two sided) or valid passport (original)
- Tax settlement forms for the last three years(original document)
- The latest payroll or pension, for salaried employees and pensioners (original document)
- The last three years' analytical income tax forms E3 or/and E1 (original documents), for freelance professionals.
- The latest declaration form E9 (original document)
- Bank certificate for outstanding loans or any other loan obligations
