Table for interest rate on credit cards

Credit Cards
Card Type	IR Type	Currency	Purchase IR (*)	Cash Advance IR (*)	SEPPE (**)
VISA CLASSIC	Floating	Euro	18,95%	21,95%	19,60%
VISA GOLD	Floating	Euro	17,95%	20,95%	20,53%
Visa Advance ()*	Floating	Euro	17,00%	19,95%	15,81%
Premier MasterCard ()*	Floating	Euro	16,95%	19,95%	15,76%

General Comments

7,99% balance transfer interest rate until the transferred balance is paid off. The Total Amount real charge rate for €3.000 for 12 months 9,36%.

* + 0,60% implicit charge Ν 128/75

** The total annual percentage charge (S.E.P.P.E.), due to the use of the credit card, is a percentage as imposed from the public ministerial decision F1- 983/1991 (FEK 27 172B/21.03.1991), as it is in force and corresponds to the assumption of the numerical example of 3,000 euros purchase that is being paid in 12 equal monthly interest installments with annual nominal interest plus the N. 128/1975 charge of 0.60% and the annual fee of the card that been calculated in the 1st installment.

*** They are offered without annual fee