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Program Bridge

State Support for customers affected by COVID-19

In support of borrowers whose income has been affected by the COVID-19 pandemic, HSBC Greece is participating in “Program Bridge”, a new initiative recently announced by the Greek Government.

Through this program, any individual who can prove that their household income has been adversely affected by issues surrounding the COVID-19 pandemic can apply for a contribution payment towards any loan instalments that are currently due to HSBC.

How it works

The Program Bridge contribution will be provided by the Greek state and can cover up to 90% of your monthly loan instalments up to a maximum limit of € 600 per sum due.

Your loan will fall into one of three categories, which will determine the maximum monthly contribution you can claim.
Category A
Serviced loans or loans with a delay of up to 90 days on 29.02.2020.
Category B
Loans with a delay of more than 90 days on 29.02.2020 and without meeting the conditions of Category A.
Category C
Loans with a delay of more than 90 days on 29.02.2020, which have also been terminated until 29.02.2020..
Your loan will fall into one of three categories, which will determine the maximum monthly contribution you can claim.
Category A
Category B
Serviced loans or loans with a delay of up to 90 days on 29.02.2020.
Loans with a delay of more than 90 days on 29.02.2020 and without meeting the conditions of Category A.
Category A
Category C
Serviced loans or loans with a delay of up to 90 days on 29.02.2020.
Loans with a delay of more than 90 days on 29.02.2020, which have also been terminated until 29.02.2020..
Based on the category of your loan, the table below shows the percentage of your monthly loan repayments that could be contributed by Program Bridge.
Loan category Maximum monthly contribution amount 1st quarter contribution 2nd quarter contribution
3rd quarter contribution
Category A €600 per eligible debt
90% 80%     70%
Category B €500 per eligible debt

80% 70% 60%
Category C €300 per eligible debt

60% 50% 40%
Based on the category of your loan, the table below shows the percentage of your monthly loan repayments that could be contributed by Program Bridge.
Loan category Category A
Maximum monthly contribution amount €600 per eligible debt
1st quarter contribution 90%
2nd quarter contribution
80%
3rd quarter contribution
    70%
Loan category Category B
Maximum monthly contribution amount €500 per eligible debt

1st quarter contribution 80%
2nd quarter contribution
70%
3rd quarter contribution
60%
Loan category Category C
Maximum monthly contribution amount €300 per eligible debt

1st quarter contribution 60%
2nd quarter contribution
50%
3rd quarter contribution
40%

To apply for the program, you need to submit an electronic application by no later than September 30 2020. You can submit your form through the government’s dedicated application platform.

Am I eligible?

You may be eligible for contribution payments through Program Bridge if you meet the following criteria. 

  • You have taken out a mortgage, business or consumer loan through HSBC Greece
  • The loan in question is secured by a mortgaged property within the state of Greece that operates as your main place of residence
  • You can provide proof that your ability to repay your loan instalments in a timely manner have been impacted by issues surrounding the COVID-19 pandemic, such as redundancy, reduction of rent or salary, illness or bereavement
  • You are not currently receiving any other state support in relation to paying for this loan.

More information

To learn more about Program Bridge, please visit the government’s dedicated application platform. You can also view the full terms and conditions below.