HSBC Floating Interest Rate Mortgage Loan

Buying a house is one of the happiest moments in a person’s life. Choose your own or improve an already existing residence and make your dreams come true with a Mortgage Loan with Floating Interest Rate from HSBC.

Benefits

  • Mortgage loan for home purchase / improvement / repair / loan transfer from other Bank
  • Gradual disbursement of money in case of Home improvement
  • Loan duration up to 15 years
  • Simple procedures, clear terms, transparency on all levels

Interest rates

Interest rate Percentage of financing (up to 75%)
Mortgage loan for home purchase with floating interest rate linked to Euribor 1M plus spread
Euribor 1Μ + spread 4%1

Euribor 1Μ + spread 3,50%1 for Premier clients
Mortgage loan for home repair / improvement with floating interest rate linked to Euribor 1M plus spread
Euribor 1Μ + spread 6%1

Euribor 1Μ + spread 5%1 for Premier clients

Interest rates

Interest rate Mortgage loan for home purchase with floating interest rate linked to Euribor 1M plus spread
Percentage of financing (up to 75%) Euribor 1Μ + spread 4%1

Euribor 1Μ + spread 3,50%1 for Premier clients
Interest rate Mortgage loan for home repair / improvement with floating interest rate linked to Euribor 1M plus spread
Percentage of financing (up to 75%) Euribor 1Μ + spread 6%1

Euribor 1Μ + spread 5%1 for Premier clients

1Plus 0.12% levy of Law 128/75
Euribor 1M, which, if becomes less than zero, shall be deemed to be zero

Loan expenses

Loan expenses based on the Bank's price list currently in effect.

Eligibility criteria

To become a mortgage loan holder2, it is a prerequisite that you are an HSBC account holder.

2 For the loan’s approval a minimum annual family income of 45.000 euros is required.

Documents required

When applying make sure you have the following with you:

  • Completed loan application form
  • I.D. (both sides) or valid passport (original)
  • Mortgage loan affirmation for outstanding loans or any other loan obligations
  • Current payroll corroboration if you are a salaried employee or pensioner

 

You will also need the following tax documents:

  • Forms E1 and E3 (originals) for the last three years and recent tax clearance certificate (original) if you are a freelance professional
  • Latest E9 form (original)
  • Latest E2 form (original) for income sourcing from real property
  • The last three original income tax clearance certificates

Apply in branch

Related products

 

Take hold of real investment opportunities or to meet your current needs as they arise without having to make any change to your investment portfolio.

 

Opportunities and new needs arise every day and we are close to you to facilitate every choice you make.