HSBC Floating Interest Rate Mortgage Loan
Buying a house is one of the happiest moments in a person’s life. Choose your own or improve an already existing residence and make your dreams come true with a Mortgage Loan with Floating Interest Rate from HSBC.
Benefits
- Mortgage loan for home purchase / improvement / repair / loan transfer from other Bank
- Gradual disbursement of money in case of Home improvement
- Loan duration up to 15 years
- Simple procedures, clear terms, transparency on all levels
| Interest rate | Percentage of financing (up to 75%) |
|---|---|
| Mortgage loan for home purchase with floating interest rate linked to Euribor 1M plus spread |
Euribor 1Μ + spread 4%1 Euribor 1Μ + spread 3,50%1 for Premier clients |
| Mortgage loan for home repair / improvement with floating interest rate linked to Euribor 1M plus spread |
Euribor 1Μ + spread 6%1 Euribor 1Μ + spread 5%1 for Premier clients |
| Interest rate |
Mortgage loan for home purchase with floating interest rate linked to Euribor 1M plus spread |
|---|---|
| Percentage of financing (up to 75%) |
Euribor 1Μ + spread 4%1 Euribor 1Μ + spread 3,50%1 for Premier clients |
| Interest rate |
Mortgage loan for home repair / improvement with floating interest rate linked to Euribor 1M plus spread |
| Percentage of financing (up to 75%) |
Euribor 1Μ + spread 6%1 Euribor 1Μ + spread 5%1 for Premier clients |
Loan expenses
Loan expenses based on the Bank's price list currently in effect.
Eligibility criteria
To become a mortgage loan holder2, it is a prerequisite that you are an HSBC account holder.
Documents required
When applying make sure you have the following with you:
- Completed loan application form
- I.D. (both sides) or valid passport (original)
- Mortgage loan affirmation for outstanding loans or any other loan obligations
- Current payroll corroboration if you are a salaried employee or pensioner
You will also need the following tax documents:
- Forms E1 and E3 (originals) for the last three years and recent tax clearance certificate (original) if you are a freelance professional
- Latest E9 form (original)
- Latest E2 form (original) for income sourcing from real property
- The last three original income tax clearance certificates
Apply by phone
Apply in branch
Visit a branch to apply in person.
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